Rates: Personal Checking Accounts
| Account Name |
Minimum |
Annual Percentage Yield1 |
Minimum Daily
Balance to Avoid Service Charge |
|
1st Premier Checking |
|||
| $0-$49,999.99 | $25,000 | 0.01% | $100,000 |
| $50,000 and greater | $25,000 | 0.05% | $100,000 |
|
1st Interest Checking |
$1,000 | 0.05% | $1,000 |
| Home 1st Checking | |||
| $0-$49,999.99 | $1,000 | 0.01% | $2,500 |
| $50,000 and greater | $1,000 | 0.05% | $2,500 |
| 1st Rewards2 | |||
| $0 - $9,999.99 | $10,000 | 0.05% | $10,000 |
| $10,000 - $100,999.99 | $10,000 | 0.35% | $10,000 |
| $101,000 - $248,999.99 | $10,000 | 0.40% | $10,000 |
| $249,000 and greater | $10,000 | 0.45% | $10,000 |
|
1st Classic Checking |
$100 | 0.05% | $0.00 |
|
1st Options Checking |
$100 | NA | $500 |
1APY (Annual Percentage Yield) is effective as of July 1, 2019. APY is subject to changes daily. Fees may reduce earnings on your account. (2) To open this account, the Bank requires a relationship account. Relationship is defined as opening and using a consumer or business checking account with 1st Security Bank
Rates: Personal Savings Accounts
|
Account Name |
Minimum Opening Deposit |
Annual Percentage Yield1 |
Minimum Daily |
|
eBanking High Yield Money Market2 |
|||
| $0-$4,999.99 | $1,500 | 0.05% | $1,500 |
| $5,000-$49,999.99 | $1,500 | 0.10% | $1,500 |
| $50,000-$99,999.99 | $1,500 | 1.10% | $1,500 |
| $100,000 and greater | $1,500 | 1.15% | $1,500 |
|
Tiered Rate Money Market |
|||
| $0-$4,999.99 | $1,500 | 0.01% | $1,500 |
| $5,000-$49,999.99 | $1,500 | 0.05% | $1,500 |
| $50,000-$99,999.99 | $1,500 | 0.75% | $1,500 |
| $100,000 and greater | $1,500 | 0.80% | $1,500 |
|
Preferred Savings |
$100 | 0.05% | $300 |
|
Youth Savings |
$5 | 0.10% | $0 |
|
Uniform Transfer to Minors |
$50 | 0.10% | $0 |
|
Optimum Savings2 |
|||
| $0-$5,000.00 | $100 | 3.00% | NA |
| $5,000.01 and greater | $100 | 3.00% to 0.25% | NA |
Rates: Certificates of Deposit and Certificate IRAs (Traditional, SEP, Coverdell & Roth)
| Account Name | Minimum Opening Deposit | Annual Percentage Yield |
Annual Percentage Yield with Relationship Account* |
|
Certificates of Deposit |
|||
| 90-Day | $500 | 0.05% | 0.40% |
| 180-Day | $500 | 1.35% | 1.70% |
| 210-Day | $500 | 0.15% | 0.50% |
| 270-Day | $500 | 0.15% | 0.50% |
| 1-Year | $500 | 2.10% | 2.45% |
| 13-Month | $500 | 1.00% | 1.35% |
| 15-Month | $500 | 0.30% | 0.65% |
| 18-Month | $500 | 1.45% | 1.80% |
| 21-Month | $500 | 1.75% | 2.10% |
| 2-Year | $500 | 1.80% | 2.15% |
| 30-Month | $500 | 1.90% | 2.25% |
| 3-Year | $500 | 0.85% | 1.20% |
| 40-Month | $500 | 0.90% | 1.25% |
| 4-Year | $500 | 1.20% | 1.55% |
| 5-Year | $500 | 1.95% | 2.30% |
|
Certificate of Deposit Specials |
|||
| 11-Month | $25,000 | 1.40% | 1.75% |
| 16-Month | $25,000 | NA | 2.50% |
Rates: Business Checking Accounts
| Account Name | Minimum Opening Deposit |
Annual Percentage Yield |
Minimum Daily Balance to Avoid Service Charge |
|
1st Business Checking |
$100 | NA | $1,500 |
|
Premier Business Checking |
$100 | NA | See below** |
|
Nonprofit Checking |
$100 | NA | $2,500 |
|
Small Business Checking |
$100 | NA | NA |
**This account pays an Earnings Credit Allowance. Balances earn a credit that may offset monthly maintenance and transaction fees and charges.
Rates: Business Savings Accounts
|
Account Name |
Minimum Opening Deposit |
Annual Percentage Yield |
Minimum Daily Balance to Avoid Service Charge |
| Business Money Market | |||
| $0-$49,999.99 | $1,500 | 0.15% | $1,500 |
| $50,000-$99,999.99 | $1,500 | 0.50% | $1,500 |
| $100,000-$999,999.99 | $1,500 | 0.65% | $1,500 |
| $1,000,000 and greater | $1,500 | 1.20% | $1,500 |
| Business Savings | $500 | 0.05% | $500 |
| Nonprofit Savings*** | |||
| $0-$2,499.99 | $2,500 | 0.00% | $2,500 |
| $2,500-$4,999.99 | $2,500 | 0.05% | $2,500 |
| $5,000-$9,999.99 | $2,500 | 0.10% | $2,500 |
| $10,000-$49,999.99 | $2,500 | 0.25% | $2,500 |
| $50,000-$99,999.99 | $2,500 | 0.50% | $2,500 |
| $100,000 and greater | $2,500 | 1.10% | $2,500 |
***Relationship Account Requirement: To open this account the customer must maintain an active Nonprofit or Premier Business Checking Account.
We pay a competitive rate on amounts over $2,500,000. Call your local branch for rate information.