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Customer Service (800) 683-0973 Mon-Fri: 8:30am - 5pm PT
Routing Number 325182289
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Rates

Current rates for deposit accounts at 1st Security Bank.

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Rates Personal Checking Accounts Personal Savings Accounts Business Checking Accounts Business Savings Accounts Money Markets and CDs

Money Markets and CDs

1APY (ANNUAL PERCENTAGE YIELD) IS EFFECTIVE AS OF OCTOBER 1, 2024. APY IS SUBJECT TO CHANGE DAILY. FEES MAY REDUCE EARNINGS ON YOUR ACCOUNT. 2A RELATIONSHIP IS DEFINED AS AN OPEN AND ACTIVELY USED ACCOUNT. RECEIVE THE RELATIONSHIP APY WHEN YOU HAVE A CONSUMER OR BUSINESS CHECKING ACCOUNT ESTABLISHED WITH THE BANK. 3EARLY WITHDRAWAL PENALTY MAY APPLY. 4TOTAL BALANCE PLUS INTEREST EARNED MAY BE WITHDRAWN TO CLOSE THE CD WITHOUT PENALTY SEVEN DAYS OR LATER AFTER THE ACCOUNT WAS OPENED AND FUNDED. PARTIAL WITHDRAWAL OF PRINCIPAL IS NOT PERMITTED. 5OPENING ACCOUNT BALANCE CANNOT EXCEED $240,000 PER ACCOUNT. 6CURRENT CUSTOMERS MAY OPEN THIS ACCOUNT BY LOGGING IN TO ONLINE BANKING. NON-CUSTOMERS MUST VISIT THEIR LOCAL BRANCH TO OPEN THIS ACCOUNT. 7MINIMUM OPENING DEPOSIT FOR THE 1ST RATE MONEY MARKET REQUIRES $50,000 IN NEW MONEY AND CAN BE COMBINED WITH OTHER FUNDS ON DEPOSIT AT THE BANK. NEW MONEY IS DEFINED AS FUNDS FROM ANOTHER INSTITUTION. 8APY (ANNUAL PERCENTAGE YIELD) IS EFFECTIVE AS OF SEPTEMBER 3, 2024 FOR A LIMITED TIME. APY IS SUBJECT TO CHANGE DAILY. FEES MAY REDUCE EARNINGS ON YOUR ACCOUNT.

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Account Name Minimum Opening Deposit Annual Percentage Yield1 Annual Percentage Yield with Relationship Account2

Certificates of Deposit3,5

180-Day

1-Year

21-Month

30-Month

48-Month

5-Year

11-Month Risk Free CD4,5,6

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$500

$500

$500

$500

$500

$500

$25,000 

  

3.75%

3.20%

3.00%

2.25%

3.00%

1.90%

3.10% 

  

4.50%

3.95%

3.75%

3.00%

3.75%

2.65%

3.85% 
Account Name Minimum Opening Deposit Annual Percentage Yield1 Minimum Daily Balance to Avoid Service Charge

High Yield Money Market

up to $4,999.99

$5,000-$99,999.99

$100,000-$249,999.99

$250,000-$999,999.99

$1,000,000 and greater

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$1,500

$1,500

$1,500

$1,500

$1,500

 

0.50%

0.75%

1.00%

1.50%

2.00%

 

$1,500

$1,500

$1,500

$1,500

$1,500

Tiered Rate Money Market

up to $4,999.99

$5,000-$49,999.99

$50,000-$99,999.99

$100,000 and greater

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$100

$100

$100

$100

 

0.35%

0.55%

0.75%

1.00%

 

$1,500

$1,500

$1,500

$1,500

1st Rate Money Market5,6

up to $99,999.99

$100,000.00 and greater

 

$100,0007

$100,0007

 

0.05%

4.00%

 

$100,000

$100,000

Personal Checking

1 APY (ANNUAL PERCENTAGE YIELD) IS EFFECTIVE AS OF NOVEMBER 18, 2024. APY IS SUBJECT TO CHANGES DAILY. FEES MAY REDUCE EARNINGS ON YOUR ACCOUNT.

Compare Checking Accounts
Account Name Minimum Opening Deposit Annual Percentage Yield1 Minimum Daily Balance to
Avoid Service Charge
1st Platinum Checking

$0-$2,499.99
$2,500-$4,999.99
$5,000-$9,999.99
$10,000-$49,999.99
$50,000-$99,999.99
$100,000 and greater

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$100
$100
$100
$100
$100
$100
NA
0.01%
0.01%
0.01%
0.05%
0.05%
$2,500
$2,500
$2,500
$2,500
$2,500
$2,500
1st Gold Checking

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 $100 NA $500
1st Classic Checking

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 $100 NA $0.00
1st Hero Checking

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 $100 NA $0.00
1st Gold Student Checking

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 $25 NA $0.00

Personal Savings

1 APY (ANNUAL PERCENTAGE YIELD) IS EFFECTIVE AS OF FEBRUARY 21, 2023. APY IS SUBJECT TO CHANGES DAILY. FEES MAY REDUCE EARNINGS ON YOUR ACCOUNT. 2 TO OPEN THIS ACCOUNT, THE BANK REQUIRES A RELATIONSHIP ACCOUNT. RELATIONSHIP IS DEFINED AS OPENING AND USING A CONSUMER OR BUSINESS CHECKING ACCOUNT WITH 1ST SECURITY BANK. 3 VARIABLE RATE INFORMATION. THE INTEREST RATE OF THE TIER WILL BE PAID ONLY FOR THAT PORTION OF YOUR DAILY BALANCE THAT FALLS WITHIN THE TIER MINIMUM AND MAXIMUM. THE ANNUAL PERCENTAGE YIELD FOR EACH TIER WILL VARY, DEPENDING ON THE BALANCE IN THE ACCOUNT. FOR EXAMPLE, AN OPTIMUM SAVINGS ACCOUNT WITH A DAILY BALANCE OF $50,000 WOULD EARN AN INTEREST RATE OF 4.89% ON THE FIRST $5,000. THE ACCOUNT WOULD EARN AN INTEREST RATE OF 0.25% ON THE REMAINING $45,000.

Compare Savings Accounts
Account Name Minimum Opening Deposit Annual Percentage Yield1 Minimum Daily Balance to
Avoid Service Charge
Optimum Savings2,3

$0-$5,000
$5,000.01 and greater

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$100
$100
5.00%
5.00% to 0.25%
NA
NA
Preferred Savings

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 $100 0.05% $300
Youth Savings

Must be opened at a branch

 $5 0.10% $0.00
Uniform Transfer to Minors

Must be opened in-branch

 $50 0.10% $0.00

Business Checking

1 THIS ACCOUNT PAYS AN EARNINGS CREDIT ALLOWANCE. BALANCES EARN A CREDIT THAT MAY OFFSET MONTHLY MAINTENANCE AND TRANSACTION FEES AND CHARGES.

Compare Checking Accounts
Account Name Minimum Opening Deposit Annual Percentage Yield1 Minimum Daily Balance to
Avoid Service Charge
1st Business Checking $100 NA $1,500
Premier Business Checking $100 NA See below**
Nonprofit Checking $100 NA $2,500
Small Business Checking $100 NA NA

Business Savings

1 APY (ANNUAL PERCENTAGE YIELD) IS EFFECTIVE AS OF AUGUST 1, 2024. APY IS SUBJECT TO CHANGES DAILY. FEES MAY REDUCE EARNINGS ON YOUR ACCOUNT. 2 TO OPEN THIS ACCOUNT, THE BANK REQUIRES A RELATIONSHIP ACCOUNT. RELATIONSHIP IS DEFINED AS OPENING AND USING A CONSUMER OR BUSINESS CHECKING ACCOUNT WITH 1ST SECURITY BANK. 3 VARIABLE RATE INFORMATION. THE INTEREST RATE OF THE TIER WILL BE PAID ONLY FOR THAT PORTION OF YOUR DAILY BALANCE THAT FALLS WITHIN THE TIER MINIMUM AND MAXIMUM. THE ANNUAL PERCENTAGE YIELD FOR EACH TIER WILL VARY, DEPENDING ON THE BALANCE IN THE ACCOUNT. FOR EXAMPLE, A BUSINESS OPTIMUM SAVINGS ACCOUNT WITH A DAILY BALANCE OF $150,000 WOULD EARN AN INTEREST RATE OF 4.89% ON THE FIRST $15,000. THE ACCOUNT WOULD EARN AN INTEREST RATE OF 0.25% ON THE REMAINING $135,000.

Compare Savings Accounts
Account Name Minimum Opening Deposit Annual Percentage Yield1 Minimum Daily Balance to
Avoid Service Charge
Business Money Market

up to $9,999.99
$10,000-$24,999.99
$25,000-$99,999.99
$100,000-$249,999.99
$250,000-$999,999.99
$1,000,000 and greater


$1,500
$1,500
$1,500
$1,500
$1,500
$1,500
0.46%
0.65%
0.85%
1.25%
1.50%
2.00%
$1,500
$1,500
$1,500
$1,500
$1,500
$1,500
Business Optimum Savings2,3

$0-$15,000
$15,000.01 and greater


$100
$100
5.00%
5.00% to 0.25%
NA
NA
Business Savings $500 0.01% $500
Nonprofit Savings2

$0-$49,999.99
$50,000-$99,999.99
$100,000 and greater


$2,500
$2,500
$2,500
1.00%
1.50%
3.50%
$2,500
$2,500
$2,500