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It’s challenging to imagine modern life without that rectangle of tech wizardry most of us carry around in our pocket. Still, your monthly cellphone bill can feel like a smack in the face.

The average monthly cellphone bill(Opens an external site in a new window) in the U.S. was $144 in 2021, up from $127 the year before. The average price of a phone itself(Opens an external site in a new window) rose from $402 in 2016 to $557 in 2021. Taxes and fees have also been rising(Opens an external site in a new window).

Fortunately, you can take steps to hang up on high prices for your mobile device. Here are some tips.

Read the full article(Opens an external site) in the Finances FYI section of The Seattle Times, sponsored by 1st Security Bank.