Start saving now for future expenses with these tips

Saving for a home down payment or future educational expenses can take years, and doing so often seems unattainable. However, with smart spending habits and proper planning, you can achieve your savings goals. From little changes in your daily spending to long-term financial planning, incorporating these tips will make those big purchases seem well within reach.

Read the full article in the Finances FYI section of The Seattle Times, sponsored by 1st Security Bank.