Buyer Advantage For New Construction Home Financing
There’s nothing quite like the excitement of moving into a brand-new home. Everything is fresh, modern, and often, built to your specifications. New homes also frequently include energy-efficient features that lower utility bills and reduce maintenance costs. Plus, with customizable options, you can create a space that reflects your own personal style and needs. The advantages of buying a new construction home extend beyond aesthetics; it offers peace of mind with warranties and the latest in building technology.
Whether purchasing a new construction home or building your custom dream house, 1st Security Bank offers programs and services tailored to your needs. Through our Home Lending Buyer Advantage program, we have partnered with participating builders to make the home lending experience significantly more streamlined when compared to the process with lenders who are not as well versed with new construction.
Enhance Your Home Buying Experience
While the benefits of purchasing a new home are clear, 1st Security Bank’s Home Lending Buyer Advantage program takes these benefits to the next level. Here’s how:
Lower Rates and Reduced Fees
When you buy a new construction home from one of our participating builders, you unlock access to our best pricing on many of our home loan products. This can significantly reduce your overall cost of borrowing, allowing you to invest more in your new home or save for future expenses.
Up to a 1% Lender Credit On Your Loan Amount From 1st Security Bank
As part of our commitment to making homeownership more affordable, we offer up to a 1% lender credit at closing on eligible products. You can use this credit to cover closing costs or to buy down your interest rate and is in addition to any other incentives agreed upon between the buyer and builder.
Guidance and Streamlined Processes
Our in-depth knowledge of the new construction market allows us to offer a more streamlined home lending experience with participating builders to help ensure the financing process is smooth and efficient. This allows you to focus on what matters most—moving into your new home.
Builder Partnerships
We partner with builders who are equally committed to providing an exceptional closing experience. This partnership benefits you as the buyer with financial savings but also helps builders sell their homes more effectively. A win-win-win situation for all parties involved.
Take the Next Step Towards Your New Home
At 1st Security Bank, we believe that everyone deserves the chance to own a home that they love and that meets their needs. Our Home Lending Buyer Advantage program is just one of the ways we’re making home happen. Whether you’re a first-time homebuyer or looking to upgrade to a new construction home, our programs provide a financial edge.
Contact one of our loan officers to learn more about how you can benefit from our home lending expertise. Let us help you unlock the door to your dream home with confidence and ease.
