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Custom Construction

When you're building your dream home, wouldn't it be nice to only take out one loan that covers both the construction period and your permanent financing? Even better, wouldn't it be great to lock in your fixed interest rate before construction even starts?

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WITH OUR CUSTOM CONSTRUCTION LOANS:

  • Your fixed interest rate is the same during construction and for the permanent financing. Your rate won't ever increase as long as construction is completed within the construction period.
  • One loan covers the construction period and permanent financing for up to 30 years. No need to pay closing costs twice or provide updated financial information at modification.
  • A float down option to current market rates when the loan is modified at the end of the construction period.
  • Interest-only payments during the course of construction.
  • Fannie/Freddie conforming and high balance loan limits allowed.
  • Loan to Values up to 95% based on the lower of purchase price, cost of acquisition, or appraised value.
  • Your builder does not need to provide financial or credit information.

To learn more, or get started with the process, connect with one of our knowledgeable loans officers today!

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*All loans subject to underwriting review and approval.